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We'll shop dozens of national and regional insurance brands to find you the best coverage and price

About Us

At Cardinal Financial and Insurance Group, we specialize in providing personalized, independent insurance solutions tailored to your unique needs. As trusted agents for over 30 years we work with top-rated insurance carriers to ensure you receive the best coverage options available.

Our goal is to offer you the most value while acting as your dedicated advocate, guiding you through every step of the insurance process.

Whether you seek to protect new assets or reassess your existing, our expert team is here to provide insights and support—at no cost to you. We are dedicated to delivering top-quality products, helping secure peace of mind, and ensuring you have the coverage that suits your lifestyle

Contact us today for a confidential consultation or get a free life insurance quote.

What is an Independent Insurance Agent?

 

An Independent insurance agent offers you choices. Independent agents are not tied to any one insurance company. One of the key advantages working with an independent agent is that they prioritize your needs. They act as for an important financial decision, providing you with options from several insurance companies get the best coverage at the best price. Additionally, independent agents know which companies have the efficient claims, ensuring that your losses are recovered as quickly as possible.

When buy insurance, you want advocate will properly assess the risks you face and provide an objective analysis of the marketplace empowering you to make the final choice.

Imagine if the automobile industry decided to manufacture only one type of car—one and model. You would have no choice when it comes to purchasing vehicle. The same situation applies to insurance. You need insurance for driving a car, buying a house, protecting your family's financial future, and running a small business. If only one insurance company existed offering a single type of insurance, your options would be extremely limited.

    The Benefits of Partnering with an Independent Insurance Agent

    10 Reasons to Buy Insurance from an Independent Agent

     

    More Choices – Independent agents work with multiple insurance carriers, giving you access to a variety of coverage options and price points.

    Personalized Service – They take the time to understand your unique needs and recommend policies tailored to your situation.

    Unbiased Advice – Unlike captive agents who sell policies from a single insurer, independent agents offer objective recommendations that prioritize your best interests.

    Competitive Pricing – By comparing quotes from multiple insurers, independent agents can help you find the best coverage at the most competitive rate.

    One-Stop Shop – Whether you need auto, home, life, or business insurance, an independent agent can bundle policies and simplify your coverage.

    Advocacy & Claims Support – If you ever need to file a claim, your agent can guide you through the process and advocate on your behalf with the insurance company.

    Long-Term Relationship – Independent agents build lasting relationships with clients, adapting coverage as your life circumstances change.

    Expertise & Industry Knowledge – They stay up to date with policy changes, industry trends, regulations to ensure you have the right protection. These are well-trained professionals.

    Flexibility to Switch – If your needs change or you’re unhappy with your insurer, an independent agent can help you switch providers without the hassle of starting over.

    Local & Community-Focused – Many independent agents are small business owners who are actively involved in the community and dedicated to serving their clients personally.

    See our Insurance Partners below

    Contact Us



    Location

    Cardinal Financial and Insurance Group
    Cary, North Carolina, United States

    14000 Burbage Circle Suite 141, Cary, North Carolina, United States

    Phone: (919) 357-6971